What you need to know about breaking down during the coronavirus pandemic
The UK government has introduced measures requiring you to stay at home, except for very limited purposes.
If you do break down during an essential journey, both AXA and Green Flag say they will still aim to respond to call-outs. Their mechanics have been advised to keep two metres distance from drivers at all times, in line with the government’s social distancing advice, and you should aim to do the same. If you’ve been exposed to, or are experiencing symptoms of the coronavirus, you should alert your breakdown service when making the initial call.
What is breakdown cover?
Breakdown cover is a policy that provides roadside assistance if your vehicle breaks down – with a trained professional on hand to fix your car and get you back on the road. If your car can’t be fixed, then you’ll usually be towed to a nearby garage.
When it comes to breakdowns there are two pretty safe bets – they’ll happen at the most inconvenient times and in the most inconvenient places. Having the right cover means when your car, van, motorbike or scooter fails unexpectedly, you’ll be able to get it back up and running quickly.
Does breakdown insurance cover me or my vehicle?
Breakdown insurance can be applied to you or to your vehicle, it’s up to you.
With this option, you’ll be covered in any vehicle that meets the policy specifications and you can claim whether you’re the driver or a passenger. You can also extend this kind of cover to people who live at the same address, usually up to a limit of four people.
Vehicle-based insurance is applied to a specific car, van or bike, and can cover up to four vehicles registered at your address.